Which Tri State Title Agency Is the Best?
When it comes to buying a home, you want to make sure the process is as seamless as possible. But the tri-state title agency market is full of sharks that are out to take advantage of you. You need an agency that will help you get a good rate, deal with the home inspection, and negotiate on your behalf. To obtain tri state title insurance, you need to contact a title agency like MacGregor Abstract.
As a consumer, you have several options when it comes to choosing a tri-state title agency:
Agency reputation. Online reviews are usually the best place to start searching for a reputable agency because they’re written by people who have actually used the company.
Price and service. How much do they charge? Is there a long-term commitment or is this just an hourly rate? Does it include basic services like reports and title insurance? Or does it include more advanced services like fast escrow?
Qualified agents. If you don’t know someone who has used the agency, check references from friends and neighbors (“I’ve used MacGregor Abstract for my mortgage refi, and I’m very happy with them”). Or ask about their experience on sites like Angie’s List or Yelp.
Although there are numerous title insurance companies, it’s important to pick the right one for your needs. When you’re looking to buy property or refinance a home, you want someone who is knowledgeable and has the best reputation. MacGregor Abstract has been serving clients in New Jersey, New York and Pennsylvania since 1976, so we know what we’re doing.
There are several factors to consider when searching for a title company. While MacGregor Abstract is a full service agency offering title insurance and work on all types of transactions, we’ll focus on three things most people need when choosing a company:
Recognition from peers. A good reputation is important even if it comes from competitors. Ask around at your neighborhood coffee shop or in your local real estate circles; you’ll quickly find out which companies have the best reputations.
Fees. You’ll also want to compare the annual statements for each company to see if they’re charging fair market value for their services.
Reputation with lenders. Realtors know that buyers will pay higher interest rates if they’re using a lender with strong credit history, so purchasing or refinancing through a title agent should be avoided if you haven’t used them in the past. Every house in the tri-state area needs a title company that can help them get the best deal on their new home. When you’re buying a new home, you want to be sure that your title company is experienced and professional.
There are many different things to consider when selecting a title agent. You need to make sure that your agents have the knowledge of the rules and regulations around closing escrows. You also want to make sure that you have someone who can help you understand the different types of escrows and will be available for after-the-fact questions and concerns.
In addition, it’s critical that you feel comfortable working with your agent throughout the purchase process so you can feel confident about your options and feel comfortable asking questions at any time.